For the price, you can afford to make even just one mortgage experience better, simpler, faster, cheaper for the member-borrower. You will serve your mission to your members better, by doing the best lending with the best vendors and practices, and help your members retain and growth their wealth when financing their home or other real estate.
EBA wants to help the credit union industry to assert its leadership in mortgage lending in the US, and the sooner the better. We’re offering a charter membership to credit unions who join in 2009. The opportunity to do that is now, and “the more the better.” Credit Unions have power in numbers. Plus, technology has made everything cheaper. After the lessons taught by the past 3 years, EBA wants to do well by doing good, and needs just enough to make a difference. $95 is “enough” for the basic subscription. But you decide; order more subscription services, if you need them.
We understand credit unions and mortgage CUSOs and we understand mortgages even more. We also understand technology and the new world of financial services we’re in. We saw it coming; and helped businesses like Balance Sheet Solutions see it, and they avoided some risks they didn’t see coming at them. Balance Sheet Solutions worked with us very very closely for two years and saw first hand our market superiority and their down-to-earth approach to successful strategies and tactics.
We’ve already observed some of our principles being adopted by leaders in the credit union industry.
We think differently; common sense + expertise + irreverent honesty challenging the status quo. Our model for consulting sets a new standard and makes sense for you and your members; no “padded costs” no cute posturing over the cost of bringing powerful solutions when you need us. Just pay the access fee, ask us any question, and get the answer. Anything we don’t know, our Allies do. And anything our Allies don’t know, EBA will find out from the hundreds of experts and companies in the country who are always happy to work with us.
EBA has a strong commitment to credit unions as the “natural leaders” in borrower/member-facing mortgage and consumer lending. EBA believes that when you do right by the member/borrower, everything else works out – for everybody involved in that loan. EBA knows that only credit unions and mortgage CUSOs have been true, and have stayed true, to that principle, through all kinds of interest rate and economic cycles.
EBA wants to help credit unions and mortgage CUSOs to leverage their collective bargaining strength to get the best prices for products, services, technology, and even loan sales. This will make credit unions and mortgage CUSOs grow stronger, will help serve the member-borrower, and maybe even help grow credit union membership in the process.
We’re just getting started in bringing this service to you. We are working with you exclusively through Balance Sheet Solutions, which is a CUSO, and we intend to operate the credit union consulting services division of EBA at a breakeven, reinvesting in our growth in the credit union industry indefinitely.
In the meantime, we hope you feel as we do that sometimes an “outsider’s” perspective, guided by Balance Sheet Solutions and our credit union and mortgage CUSO clients, is a fresh, productive catalyst for change. We hope that knowing that our values align with credit union values encourages you to join our community.
